HARP 2.0 UNLIMITED LTV Refinance Program!

HARP 2 Unlimited LTV Refinance

Even if you’ve been turned down before, we can help!

UPDATE We can now refinance CONDOS at any LTV! Got rejected at the bank because your property is a condo?  Apply with us to get your Florida condo HARP 2 refinance!

Yes…another HARP 2.0 update.  For those of you that have been under a rock for the past few months, there is a new refinance program (see Home Affordable Refinance Program) available to certain underwater homeowners that have made timely payments to their current mortgage holder.

Now, for those of you that have heard about HARP 2.0 and have been having a tough time getting approved…this article is for you!  You’re no doubt a savvy consumer that does their homework before making any major decisions.  You’ve done your research and everywhere on the internet says that the new HARP 2.0 refinance program has NO loan-to-value (LTV) limitations.  Basically, this just means that it doesn’t matter if you are a little upside-down or a lot, you should still qualify regardless.   So, what’s the problem?

We can do unlimited LTV with the new HARP 2.0 refinance program! 

Well, the issue is most of the banks will not refinance you at any LTV; they have set their own limits.  Why? I have no idea since the whole basis of the program is to allow the banks to refinance consumers without accepting as much responsibility for the outcome/possible default of the loan.  Some banks will only go up to 125% LTV, some to 150% and others still won’t go above 105%.  But, nonetheless, they do impose their own limits and it is a major downer when a good borrower is in a bad equity position.  Chances are, if you are like most people, you’re very upside down; there are plenty that owe double what their home is worth, or even more!  We can still help you!

Owe double your home value? Owe triple?  It doesn’t matter how underwater your loan may be, help is only an inquiry away.

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About the Author

Jason Gonzalez

Jason is a lifelong student of the mortgage industry that prides himself on his innovative ability to consistently find the best deals for his clients. With well over a decade of industry knowledge and experience, you can trust that he will help guide you in the right direction for your home financing needs. What separates Jason from everyone else is the fact that he cares so much about the people he helps, driving him to go above and beyond to make the dream of homeownership possible for all.

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