Jason Gonzalez, Florida Mortgage Broker
With the US government still in shutdown mode since December 22nd of last year, many prospective home buyers and current homeowners have reached out wanting to know how it could affect their home purchase or refinance. Let’s shed some light on how the shutdown is impacting specific processes and loan programs in the industry: IRS […]
There’s some really great news for those looking to buy or refinance their home in 2019. The maximum loan limits for both FHA and Conventional mortgages have been increased across the entire State of Florida! That means that you, as a home buyer or current homeowner, can now borrow more money, at a lower cost, […]
Loan Limits Increased from $453,100 to $484,350 Florida home buyers and current homeowners will now be able to finance even more house for less money, thanks to the increase in Fannie Mae and Freddie Mac’s base loan limits from $453,100 to $484,350 in 2019. The great news was just recently announced by the Federal Housing […]
Every once in a while, home buyers catch a break and have the opportunity to buy a home at a time where all of the right circumstances happen to line up perfectly. This is one of those times; consider it the solar eclipse of home buying! Buy a Home with Only One Percent Down If […]
We’ve All Been There First and foremost, it is important to remember that just because you had some difficulties in the past, it doesn’t mean you don’t deserve to be a homeowner now. Various employment, health and general economic issues are always at hand and sometimes they become too much to handle. That is why […]
30 Year Fixed Rates Will Rise Over 5% Let’s start with the easiest of the 2014 mortgage predictions. Mortgage interest rates rose about 1% from 2012 to 2013, but where will they head in 2014? The answer is unequivocally up. The government has already come out and stated that that they will be purchasing less […]