Jason Gonzalez, Florida Mortgage Broker
In a serious move to boost home sales, Fannie Mae and Freddie Mac are launching new products that only require a minimum 3 percent down payment. Fannie Mae’s version of the new program is available now and will only be offered to first time home buyers, or more specifically, those that haven’t owned a primary […]
100% Financing STILL Available Across Florida Home buyers looking to purchase with no money down can breath a deep sigh of relief now, as it has been confirmed that the USDA mortgage program will NOT be changing their eligible areas at this time. USDA mortgages offer buyers 100% financing for properties located in specific, ‘rural’ […]
Worried about Getting a New Mortgage? You’ve been on the fence about getting a new mortgage for a few months. Now, you are seeing the news that mortgage rates are on the rise and you are wondering if you’ve missed the boat. The good news is that you haven’t! Current mortgage rates are still near […]
Buying a Home? Keep it Real with Your Realtor! Whether buying a home or selling one, there are just too many people out there not ‘keeping it real’ with their Realtor. More specifically, a lot of home shoppers out there aren’t being completely honest with their Realtors and it winds up costing them the home of their […]
FHA Changes June 2013 Bad News for Home Buyers Please don’t shoot the messenger, but I feel obligated to let you know that the FHA changes June 2013 are going to leave a lot of people in a bad spot in years to come. As some of you may recall, I mentioned some huge changes […]
What is a Mortgage Pre-Approval? A mortgage pre-approval is the process in which a potential home buyer completes a loan application and provides the necessary documentation to verify that they can indeed be approved for the mortgage they seek. Why is my mortgage pre-approval useless? As per the definition above, before getting preapproved for a home loan, […]
Subprime Mortgages : Whatever happened to them? Oh the bittersweet memories of subprime mortgages. Remember the good ol’ days when you could get a million dollar home with no money down and no income verification? What about the enticing 1% ‘option arm’ loan program that so many people opted for back in the day? Who […]
Buying your first home can be exciting, but you should also do your research to make sure that you ask the right questions.
Buying a Florida Home? This is a MUST Read! You are reading this article for one of two reasons; you are either looking to buy a Florida home already or wondering if buying is right for you and your family. Worry not, by the end of this read, you’ll have enough information to make an […]