Jason Gonzalez, Florida Mortgage Broker
Here’s your HARP 2 refinance …WAIT .. Not so fast! If you are like so many other disappointed homeowners in America, you may have recently been denied for the new Home Affordable Refinance Program (HARP 2 for short). The bad news is that unfortunately, that time you spent with the other bank is lost. The good news […]
Whether you’re buying a home, or own one already, revisit your hazard insurance regularly.
According to the Commerce Department, New Home Sales slipped 1,000 units last month, falling to 368,000 units on a seasonally-adjusted, annualized basis.
The National Association of Home Builders (NAHB) released its Housing Market Index (HMI) Tuesday, which showed sharp, 5-point increase to 46 for November 2012,
The Federal Reserve released its October Federal Open Market Committee (FOMC) meeting minutes last week.
There are many reasons why homeowners opt to refinance, from obtaining a lower interest rate, to shortening the term of the loan, to switching mortgage loan types, to tapping into home equity.
With less sunlight, colder temperatures, and shorter days ahead, it’s a good time to cross those last-minute maintenance items off your homeowner to-do list.
HARP 2.0 and FHA Streamline ‘Clogging’ the Banks Is your Florida HARP 2 refinance is taking a long time? Been denied for a HARP 2 loan? In a recent article published on NBCnews.com entitled “Banks responding too slowly to mortgage demand”, it shows why you could be waiting months, not weeks, for your FHA Streamline or HARP […]
HARP 2 . 0: Banks Flooded With Applications When the new Harp 2 upside down refinance program (affectionately referred to as HARP 2.0) hit the streets about a month ago, it brought the mortgage industry to a complete halt. See, our good friends Fannie and Freddie, whom own a majority of the loans on the market right […]
The Truth About HARP 2 UPDATE 11/29/2012 We can now do just about all qualifying HARP 2 refinance loans regardless of whether you have mortgage insurance or not! Also, we do not have a limitation of how upside down you can be. It doesn’t matter if you owe twice as much as what your home is worth, bring it on! […]
Florida FHA Changes Ahead! This is the final week to get your FHA mortgage applications in under the current guidelines. Starting next week (April 1st officially) Florida FHA mortgage loans will cost more money. How? Well, the Federal Housing Administration decided to raise the up-front mortgage insurance premium (MIP) as well as the monthly […]