Jason Gonzalez, Florida Mortgage Broker
Most of us have heard the term ‘cash out refinance’, where you borrow extra money from the equity in your home. So, if a cash out refinance is where you get money, a cash in refinance would be when, you guessed it, you actually put money into your home during a refinance transaction. When Should a […]
HARP 2 Refinance Loans Cheaper as of This Week! Despite the slight increase in interest rates, due to a recent policy change, HARP 2 refinance loans have gotten cheaper for upside down homeowners. The HARP 2 refinance, also known as the Home Affordable Refinance Program, was designed to help underwater homeowners refinance into today’s low […]
Florida mortgage rates increasing! Hold on to your hats, Florida mortgage rates are increasing faster than a speeding bullet! If you are one of the countless home buyers and prospective refinance candidates kicking themselves for letting such awesome low rates and amazing opportunity escape their grasps, all hope is not lost. Before you hang up […]
Current FHA Mortgage Rates HOME BUYER ALERT! FHA Changes June 2013 … Forever! One look at the current FHA mortgage rates and it’s not difficult to see why everyone is rushing to their local banks to apply for a new, Florida FHA mortgage. Current homeowners Remember the day a few years ago when a mortgage […]
Freddie Mac HARP 2 Update We are your go to Florida broker for the Freddie HARP 2 upside down refinance. We have expanded our approval guidelines and are looking to refinance as many current Freddie Mac customers as possible. As you may have already realized if you do have a Freddie Mac owned mortgage, it has […]
Here’s your HARP 2 refinance …WAIT .. Not so fast! If you are like so many other disappointed homeowners in America, you may have recently been denied for the new Home Affordable Refinance Program (HARP 2 for short). The bad news is that unfortunately, that time you spent with the other bank is lost. The good news […]
Should I Refinance? The Question of Ages! Unless you’ve been living under a rock for the past year or two, you’ve probably asked yourself at some point, “Should I refinance?” Sure it’s possible you may have missed all of the recent news articles that mortgage rates are at all-time lows. You may have even missed the widely-publicized releases […]
FHA Streamline Refinance : New and Improved THIS ARTICLE CONTAINS CORRECT AND UPDATED INFORMATION AS OF August 21, 2013 Refinancing your FHA mortgage just cheaper! Get your FHA streamline refinance applications ready! FHA is lowering the required mortgage insurance premiums for all loans made prior to May 31, 2009. The changes are as follows: For […]
If you are upside down on your FHA mortgage … KEEP READING! Little known fact : There are over 10,000 Florida homeowners that are paying an interest rate of 5.5% or more on their current FHA mortgage loans. Are you? Another little known fact : Regardless of what you may have heard, even if your […]
Denied for the HARP 2.0 refinance? STILL waiting? READ THIS! Back a few months ago, everyone rejoiced when they heard about the new HARP 2.0 underwater refinance program and how it would help millions and millions of people. It’s been about a solid year of having the program available and most banks are still telling their clients… NOT […]
Looking for a HARP 2 Freddie Mac Refinance? HARP 2 Freddie Mac refinances have been a huge disappointment for consumers thus far. Although the release of Obama’s popular Home Affordable Refinance Program has been a tremendous relief for many homeowners, those of you with a Freddie Mac loan may not be so relieved just yet. More […]